Property And Casualty Claims Investigations
We have the specialized experience and techniques to investigate effectively
a workers' compensation, subrogation, liability, or death claim. We begin
with a thorough preliminary investigation, followed by surveillance documented
with admissible videotape. Accurate and timely reports, and expert, credible
testimony protect our clients against fraudulent claims of all types, to include:
- Workers' Compensation
The amount of claims have increased and DCI assists employers, insurance
companies and third-party administrators by obtaining positive identification
of claimant, investigating eligibility and restrictions adherence, conducting
activities checks and performing surveillance to determine post-injury activities.
AOE / COE investigations are conducted to assist the insurance companies
and third-party administrators in determining industrial or non-industrial
causation within the 90 day period allotted.
Medical records, employment history and additional documents can be obtained
via a Subpoenaed Duces Tecum or an Authorization. DCI can obtain a duly
executed Authorization of Release of Medical / Employment Records from the
claimant / subject and subsequently perform Legal & Photocopy Services
in order to secure these records.
- Liability
For product, auto and professional insurance claims, investigations are
conducted to verify validity of claim and determine the mitigating factors.
Interviews / statements of the claimant and witnesses, still photographs
of accident site, and any pertinent evidences are secured.
- Subrogation
We interview potential witnesses, take still photographs of the accident
site, identify the third party, in order to assist the insurance companies
or third party administrator in pursing any potential subrogation claim.
- Fraud Investigations
To counter such trends, many companies turn to DCI for investigations of
questionable insurance claims. DCI utilizes vast experience and proven techniques
to unearth the facts of the claim and present them in a manner that is comprehensive,
documented and understandable.
Whether the case involves workers' compensation, disability, property, casualty
or product liability claims, DCI is prepared to respond.
Life, Accident And Health Claims
- Contestable Death Claims
Death claims are investigated by checking health history prior
to policy issue, personal habits, status of beneficiary and alleged dependants.
Experts in the field investigate absentee cases where the presumption of
death exists.
- Accidental Death and Dismemberment Claims
These cases require DCI's full documentation from all available
sources-witnesses, police, public records, plus investigating contributory
health factors or possibility of suicide.
- Disability Claims
These cases require the development of information covering financial
background, other policies in force, and current activities determining
the circumstances and extent of injury or loss.
